Our FAQ section answers the most common questions about our company and services.
Business loans come in several forms, depending on a company’s needs and financial situation. Common types include term loans (fixed repayment over time), lines of credit (borrow only what you need), equipment financing (specific to purchasing machinery or tools), and revenue-based financing (borrowing against cash flow). Each option suits different needs, such as expanding operations or managing cash flow.
In most cases, a minimum personal credit score of 620–650 is needed to qualify for business financing. That said, we review each application individually, taking into account business cash flow, revenues, and financial history - so a lower score doesn’t always mean a decline.
Yes, in certain situations. Well-qualified businesses with strong revenues and financials may be able to obtain financing without a personal guarantee (no PG). Most traditional lenders require a PG, but we can offer non-recourse and limited guarantee structures for established companies and certain situations.
We primarily focus on businesses in the U.S. and Canada, but in certain cases, we may be able to provide international financing depending on the situation and available collateral.
No. When you apply with Blue Group Capital, we perform a soft credit pull, which does not impact your credit score.
Most clients receive funding in as little as 48–72 hours once all required documents are submitted. For SBA loans or larger facilities, the timeline may be longer, but we’ll guide you through every step to make the process as smooth as possible.
For most programs, we’ll need your last 6 months of business bank statements and a loan application to be completed. Depending on the loan type, tax returns, financials or additional documents may be requested. We always keep the process as simple as possible and let you know upfront what’s needed.
“Had a great experience with them. I get a ton of these calls a day trying to sell me a daily payment merchant cash advance but these guys had better programs and put me on a 2 year loan.”
Ed Bahr
“Blue Group Capital listened to my needs and were able to get me a loan solution in less than 72 hours. I was able to get a better rate compared to other online lenders. I would highly recommend them to any business owner!!”
Johnny LeNom
"Wow! If you are looking for a reputable company that has the best Customer Service, stop here at Blue Group!"
Lori S.
Ready to see your options? Get a free, no-obligation funding assessment today.